California drivers using their phones behind the wheel face a fine and potential increases in their auto insurance premiums, not to mention since the enactment of AB-47, a point comes along with a second conviction.
Although the fine is only $150 for a first offense and about $260 for a second or subsequent offense, the raised insurance premium for 36 to 39 months can be much more.
This guide explores the consequences of cell phone use tickets and legal strategies to minimize their impact.
Understanding the Law Governing Cell Phone Use Tickets
California's cell phone use law prohibits holding a phone while operating a vehicle. A second conviction or paid fine within three years carries a significant penalty: one negligent operator treatment system (NOTS) point from the Department of Motor Vehicles (DMV).
Drivers could face increased premiums ranging from $1,500 to $2,000. Let’s break that down so you can see it.
The Insurance Price Increase Breakdown
Although auto insurance premiums vary widely across the state, depending on many factors, these are the average premium prices, according to Bankrate.com.
- The average California driver will pay nearly $400 more annually for full coverage auto insurance (2024 vs. 2023).
- Losing the "good driver discount" (20%) translates to roughly $538.40 annually or $44.86 monthly.
- A second cell phone use conviction adds 10-12% to premiums, meaning an additional $269.20 to $323.04 per year.
Remember, these are averages— Location and individual factors like young drivers on the policy can significantly affect premiums— drivers in Kern County will pay much less than those in LA County. The key takeaway: cell phone use tickets can significantly increase insurance costs.
Fighting the Ticket: Why a Traffic Attorney Makes Sense
Don't wait for the second ticket. Consult a traffic attorney to explore options for both your first and subsequent citations. A clean record strengthens your case for dismissal, especially if technicalities are involved.
Traffic Attorneys: Experienced Advocates in the Courtroom
Unlike lawyers in other practice areas, traffic attorneys practice their craft in traffic court, regularly navigating dismissals and plea bargains. This experience translates into effective strategies for your specific case.
Negotiating a No-Point Conviction
A knowledgeable and experienced traffic attorney can negotiate a plea with the judge for a deal that avoids a second conviction that will be assessed points on your DMV record. This "no-point conviction" becomes essentially an expensive parking ticket, saving you thousands on insurance premiums over three years.
Don't Face This Alone
Contact us today to discuss a strategy to fight your cell phone use ticket and minimize the financial impact. Remember, a proactive approach can save you significant money down the road.
Consult with Bigger & Harman
When you need help with a cell phone use ticket in Lamont Courthouse in Kern County, contact the office of Bigger & Harman, APC, at (661) 349-9300. Se habla Español (661) 349-9755.
Alternatively, use our handy online contact form or email attorney@biggerharmanlaw.com.
References:
The Bankrate.com article, Average cost of car insurance in CA for 2023.
The CA Driver Handbook Englishy Español.
CA VC Section 23123.5, Driving Offenses & AB-47, Distracted Driving.