There Is No Law Requiring an Insurance Company to Retain You as a Client

When you get convicted for a 100+ speeding ticket, your insurance company will typically double or triple your auto insurance premium. However, in some cases, the auto insurance company may feel it is no longer worth the risk of insuring you and drop you as a client. Although you must have insurance, no law requires a company to keep you as a client.

Consequences of a 100+ Speeding Ticket

Your insurance company will probably  drop you after only one conviction. Regardless of whether they do or not, the consequences for drivers normally keep them from getting a second 100+ MPH ticket. 

First, there’s the mandatory court appearance by you or an attorney. If you get caught around Barstow on your way to Vegas from the Los Angeles area, you will need to come back to Barstow for trial, maybe twice if you plead not guilty at the arraignment. The trial could be postponed until another day.

Secondly, you will likely need to take a day or two off from work or school. Then, if you choose to represent yourself and are found guilty, the judge can automatically suspend your license for 30-days, though they usually give you time to drive back home before the suspension begins.

Third, the base fine is between $300 and $500. However, the state of CA adds ten state and county penalties, surcharges, and fees to each fine. These surcharges often increase the expense to triple the base fine or more. You can expect to pay $900 to $2,500 for the fine.

Next, the DMV will assess two negligent operator treatment system points, which your insurance company will become aware of at renewal.

The average CA driver pays $1,960 per year for auto insurance. Losing the 20 percent “good driver’s discount” will raise the price by $392. You will then get placed in a higher risk bracket, which could double or triple your insurance premium. It’s not unheard of for your insurance premium to rise to $5,880 per year.

What’s more, your premium will stay at the elevated rate for up to seven years until the violation disappears from your motor vehicle driving record (MVR). The increase over those seven years could be astronomical, even if after 3 years the premium starts to drop toward normal. 

You must consult a traffic attorney who regularly resolves 100+ speeding tickets in Barstow, CA.

Bigger & Harman Can Help You Resolve Your 100+ Speeding Ticket 

When you have a 100+ speeding ticket just about anywhere in CA, call Bigger & Harman, (661) 349-9300. Se habla Español (661) 349-9755.

Leslie, A. of Whittier, CA, says in a Yelp review, “I got a ticket for driving 100+ and they got the case completely dismissed. They never let me get my hopes up too high in case it didn't happen, but were always very communicative and realistic, which after dealing with very uncommunicative lawyers for my case where I got hit, it was like a breath of fresh air! This firm is awesome, totally worth it!”

Email: attorney@biggerharmanlaw.com. 

References:

The 2020 CA Driver Handbook.pdf